EDLI Form 5 IF has to be duly completed and submitted by the claimant.ĭocuments including Duly completed Form 5 IF, Death Certificate of the insured person, Succession Certificate (in case the legal heir files the claim), Guardianship Certificate (if the claim is filed on behalf of a minor by a person other than the natural guardian) and Copy of cancelled cheque for the account in which the payment is to be received are required to file the claim.Ĥ. The deceased person should have been an active contributor to the EPF scheme at the time of their death. If no nominee was registered, then the family members or legal heirs can apply for the same.

The benefits can be claimed by the nominee specified by the insured person. All EPF members are eligible for EDLI and the employer contributes towards it. Employees Deposit-Linked Insurance (EDLI): The minimum insurance benefit under EDLI is Rs 2.5 lakh, and the maximum is Rs 7 lakh, irrespective of the salary of the employee. If no nomination exists, and the deceased was unmarried, pension will be paid to the father, after whose death it will be paid to mother for a lifetime.ģ. If an employee does not have a family, pension is payable to one nominee. A disabled child will get 75% of the widow’s pension share until their lifetime. The children must be below 25 years of age and will receive 25% of the widow’s pension until they turn 25. As per EPS rules, a spouse and two children will get pension upon the death of an EPS member. Pension under Employee Pension Scheme (EPS): When an employee passes away, the pension is given to the spouse. If the nomination is updated online, the nominee or beneficiary can submit the application online, if not, the physical copy of the application has to be submitted to EPFO.Ģ. However, now EPFO has introduced the Composite Claim Form in Death Cases for death claims. Previously, the nominee had to submit Form 20, Form 10-D and Form 5(IF) for the death claim. If a nominee is absent or where nomination is not made, the legal heir can make the claim. Employees’ Provident Fund (EPF): When an employee passes away, the nominee can claim the full amount that stands balance in the EPF account. They are required to make various claims such as PF withdrawal, Gratuity, Employee insurance etc.įrom EPF to Gratuity: Here are claims that need to be made by a legal heir or dependent in case of an employee's demise:ġ. Such losses are extremely devastating, especially if the deceased is the sole earning member of a family.īesides dealing with the loss, the dependents also have to deal with paperwork.

During the ongoing pandemic, many have lost their loved ones. New Delhi: Life is unpredictable and one can never know for certain when they or their loved ones will pass away. In the event of death of an EPF member, the claim for PF refund can be filed either by filling up and submitting Composite Claim Form in Death cases.

Gratuity claim form